Why in Investment in Latest Performing Mutual Funds a Progressive Choice?

Performing Mutual Funds
Modern Case Scenario
In this modern world of Investing, people like Warren Buffet and Geraldine Weiss, who are considered as legendary investors, have always advised not to depend on any single source of income and have continuously warned the world about the catastrophic results which over-dependence on any one source of earning can cause. In the past, we have seen scenarios such as the case of Jet airways where a huge group of people were retrenched and lost their jobs. Situations such as these have a major impact on the lives of those affected and their mere existence is often threatened due to lack of finance to support their needs and their families, coercing them to be indebted or forcing them to sell their precious possessions. This is why advisors usually recommend their clients to create a second source of income i.e. investment.
Investing in Mutual Funds
When we think about investment, the rate of return on investment is the first thing that strikes our brain and the risk factor, along with ROI, is one of the most important elements in making any investment decision. Now, the real question arises as to where should this money be invested into, many of the secured securities such as fixed deposit, bonds usually have a low rate of return accompanied with lesser risk and the securities with a higher rate of return such as shares of a company have a much higher risk component, thereby demonstrating the positive relationship between the risk factors and the gain. Here finding the right balance between the element of risk and adequate rate of return is very essential.

For people who wish to play on the safer side usually invest in debt securities and bonds, whereas people with higher risk appetite usually invest in equities. However, for investors who want to have a comparatively higher return than debt but want moderate risk, are often advised to invest in the latest performing mutual funds. The level of risk in a mutual fund depends on what it invests in. Mutual funds are said to be riskier than bonds but earn more returns on the investment.

So, till here we know that mutual fund is one of the best ways to get good returns on our investments by taking moderate risks. But, knowing how to invest in the best performing mutual funds could be a real hassle for common businessmen and investors.
We, at VSRK wealth creator, are committed to solve all your queries regarding investment and help you to decide the best Investment and course of action for your Wealth Management.
How we can help?
VSRK Wealth Creator is one of the best-known names amongst the leading financial consultants in Delhi. When you opt for our professional services, your investments in mutual funds are operated by our dedicated team of portfolio managers working devotedly along with our with specialized investment research team, to enhance your income on amount invested by allocating the funds into an enormous pool of securities in order to decrease the overall risk to
the minimum level possible and thereby providing you with high returns as well as comparatively low risks.
Being a financial consultant in Delhi, for the past decades, enables our experts to prudently examine various companies, their performances & growth, and after exhaustive analysis of all the necessary factors and elements select the best alternative, amongst the available investment option which is aptly suited to achieve the objective of wealth maximization.
Why Mutual Fund?
We believe in the golden investment adages such as “do not put all your eggs in one basket” and “never test the depth of river with both legs”. Investments in the leading performing mutual funds enable the users to be benefited from the diversification of the amount of investment into various alternatives. Such benefits of diversification were traditionally, available to High Net -worth Individuals (HNIs) who had large amounts to be invested, however investing in the best performing mutual funds provides the investors with such benefits of diversification, and also gives you an opportunity to invest with fewer funds as compared to other avenues in the capital market.
While on one hand wealth is being created, on another hand provides us with an option to en- cash our investment immediately. This helps us to maintain high cash liquidity, which is generally missing in most of the securities such as bonds and fixed deposits and might be of great help in emergencies. Along with all these benefits, the investors can choose from a large list of options to invest in, whether it is in a blue chip company, bond or any other security.
So, it can be concluded that best performing mutual funds are a great source for wealth creation, which provides the investors with comparatively high returns, moderate risks, high liquidity and a diversified option of securities to invest in.

Is It Safe to Invest in Mutual Funds in India?

Systematic Investment Plan is investing a fixed amount at a fixed time interval(monthly, quarterly or annually) in a given Mutual Fund. An investor commits to invest a specific amount for a continuous period at regular intervals, this ensures that he gets more units when prices are lower and fewer units when prices are high, this works on the principle of rupee cost averaging when invested at different levels and automatically participate in the swing of the market. You can earn compound interest on your deposits on a monthly basis, thereby, increasing your investment amount significantly over the long run.

Choosing the Best SIP: Choosing a Right Sip is very important. Before selecting the right sip just Keep in mind the following factors, Which we have written after consulting the Best Financial Planner in Delhi-

Objective of Investing: When you think about investing in sip mutual fund, then you should have known the objective of investing. You have to ask yourself that what is the amount of risk you will have to take, and secondly the time period of investing. Then you can make a logical decision that which type of fund investing you really need.

Performance & Returns you will get: Before Going into investment, you should study about the investment plans, and the type of funds. Make a comparison on the performance basis. The comparison of performance on the time period basis will tell you the power of that fund and investment plan. Try not to invest on those plans which is strong towards market fluctuations.

Selecting right Fund House: A fund house or an Wealth management company is the company that manages Mutual Fund. If you select the right fund house, it will help you in getting good return on investment. Fund will be as good as the fund house you will choose. Your fund house will take decisions for your fund investments. If the fund house will not take the right decisions the investor will end up losing money. So before selecting your fund house properly read about the right Best Mutual Fund Advisor Delhi and fund house, and about the scheme you want your money to get invested. This will help you to reach your investment dreams.

Fund type: There are four types of sip investment plans are there. You can choose according to your amount and of goal of investment. These are-

Top-up SIP: Top-up SIPs allow investors to increase your amount at regular time period. You can increase the amount of investment if you think that the fund scheme in which you invested is performing well.

Flexible SIP: Flexible sip as its name shows are flexible. In these investment plans you can increase and decrease the amount of investment as per your financial situations. If investor runs out of money he can skip the payment, And when the investor has good amount of money he can deposit that in his sip account.

Perpetual SIP: Usually the investor signs ups in sip mutual funds for particular period of time like we can say 1 or 2 or 5 years. But if you don’t want to enter the time of end date then it is called as perpetual sip. This Sip gives option to the investor to redeem his fund when he wants to. Or whenever he feels that his financial aims are completed. Nevertheless, it is always to start SIP for a fixed period of time.

Trigger SIP: Trigger Sips are best for those investors who are aware and has some knowledge about the financial Markets.

Ratio of Expense: If you have researched enough and you find the funds that are similar in nature, then you can select the right fund according to their expense ratio. you can choose among them on the basis of expense ratio. This includes management fee and Total administrative price. a high expense ratio will knock down a fund’s performance.

Entry Load And Exit Load: Previously investing there was entry fee in the form of entry load, but , Securities and Exchange Board of India (SEBI) has stopped funds from levying an entry load. Therefore now, the only time you pay is when you leave a fund or we can say when you redeem the fund. This amount is called exit load. The amount of exit load differs with time period, amount of investment and scheme type. These Exit loads are regulated by SEBI.

These SIPs are the subject of market risks. You can ask for right portfolio management services from the right Certified financial planner in Delhi NCR.