Learn To Manage Your Finances this Ram Navami

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Be your own Knight Armor

Nobody will act as an armor in the times of need. One has to create own angel brew and that is health insurance which will help cover any health contingency that may come at any point of time. With pandemic which spilled like termite globally, health insurance has become all the more necessity. This will not only help in covering all the expenses of treatment from the scratch but will also give a sense of satiety. Health insurance is prerequisite to financial planning for uncertainty.

Emergency fund a must

Nobody can predict what life has planned for anyone. Even, Lord Rama was given 14 years of stubborn exile when he was preparing for his Rajtilak for the thrown. For unforeseen situations like these one must always have an emergency fund in hand. This has happened recently with many people when many bread-earners lost their jobs and life savings during this pandemic, Emergency fund can help people sail through during such tough times.

Win with Disciplined Planning 

Discipline a key attribute to learn from the episodes of Lord Rama’s story. Just like his brother drew a line (Lakshmana Rekha) to protect Goddess Sita, every individual should draw a budget to frame financial stability. One must estimate how much expenses should be incurred during different periods and how much savings are essential. If one fails to adhere to set budget may drown in financial debt during difficult times.

Achieve goals with Patience and moderation 

Lord Rama went through much hardships during exile. His patience kept him firm and he did not lose hope. His patience and planning helped in saving Goddess Sita from Ravana. Just like that one should not lose patience during bearish market. Keeping calm will help to manage the finances in market correction timings. 

Device financial portfolio to play safe

When Goddess Sita asked Lord Rama to catch a deer and when he didn’t come back on time she sent brother-in-law behind him and got kidnapped by Ravana. Diversify your portfolio by doing some research. Investing in one avenue might now get you high returns.

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